Outsourced and Fractional CFO Services in Florida
TGG Accounting gives Florida businesses the financial leadership of a CFO without the cost of a full-time executive or the gap most fractional arrangements leave behind.
Our outsourced CFO in Florida services can provide your business with a full accounting team, including an outsourced CFO with a Controller, an Accounting Manager, and a Staff Accountant.
That structure turns financial advice into financial clarity, because the person guiding your decisions isn’t also waiting on numbers from somewhere else.
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What an Outsourced CFO in Florida Does for Businesses
An outsourced CFO in Florida is a senior financial executive who works with your company on an ongoing basis without joining your payroll. The role goes by several names, so a fractional CFO in Florida, a virtual CFO, a part-time CFO, or an interim CFO can all describe the same function with different hours attached.
The work stays consistent. A CFO builds the forecast your leadership plans against, watches cash across the months ahead, sets the KPIs the business is measured on, and is present when a hiring, financing, or acquisition decision gets made.
What decides whether that is worth the money is whether the numbers underneath are trustworthy, which is why TGG builds the accounting function under the CFO rather than layering guidance on top of it.
Why a Solo CFO Isn’t Enough for Florida Companies
Most fractional CFO offers give you one experienced person for a set number of hours. That holds up until the underlying accounting falls behind, and from there the CFO spends those hours rebuilding data instead of guiding decisions.
TGG Accounting assigns every client four people who stay with the company for the length of the engagement.
- CFO: Financial strategy, risk management, and the metrics that track performance.
- Controller: Accounting operations, accurate statements with commentary, and the controls and budgets that reduce risk.
- Accounting Manager: Transaction processing and the internal controls that make up The TGG Way™.
- Staff Accountant: Day-to-day accounting that gives everything above it an accurate foundation.
Because that team is fixed rather than rotating, you get senior guidance and dependable monthly reporting from people who already know how your Florida company runs. That is the main reason companies move to TGG after trying a solo fractional arrangement.
Who TGG Is Right For in Florida
TGG works primarily with entrepreneurial Florida companies between $5 million and $50 million in revenue. We also work with smaller or funded businesses that are scaling fast, since complexity and trajectory matter more than a single revenue number. Good-fit companies usually carry payroll, several revenue streams, lender or investor reporting obligations, or need to make weighty decisions that the current reporting cannot support.
TGG is not the right choice for a business that wants the lowest-cost bookkeeping, needs tax return preparation as its main service, or prefers a vendor it rarely speaks with. TGG’s outsourced CFO in Florida services aren’t a good fit for companies needing forensic accounting or formal restructuring, and it does not serve publicly traded organizations that require audited statements.
Financial Leadership Built for Florida’s Economy
Florida businesses face conditions that make financial visibility harder than in other states. Revenue in construction, hospitality, tourism, and agriculture moves with the season, so a company can look healthy on an annual statement while running short of cash in a given quarter, and insurance costs and hurricane exposure add a planning layer most states do not require.
Growth adds its own pressure, because business formation keeps pulling Florida companies into complexity faster than their accounting can keep up. What they need is a forward-looking forecast rather than a report that explains the past, and books accurate enough that the forecast is worth acting on.
Industries We Support
TGG works with entrepreneurial companies across various industries and several Florida sectors, including:
Construction and Contracting
Job costing, work-in-progress schedules, retainage, and the cash gap between billing and collection.
Real Estate and Property Management
Entity-level reporting, distributions and consolidated visibility across multiple properties or partnerships.
Hospitality, Restaurants and Tourism
Our outsourced CFO in Florida services offer hospitality business owners seasonal cash forecasting, labor cost control, and location-level profitability for multi-unit operators.
Healthcare and Professional Services
Revenue recognition, payer or client concentration risk, and partner compensation modeling.
Logistics, Distribution, and Ecommerce
Inventory accounting, margin by channel, and working capital forecasting that keeps purchasing aligned with demand.
Technology and Funded Startups
Investor reporting, runway modeling, and board-ready financial packages.
Statewide Coverage, Wherever You Operate
TGG Accounting serves Florida companies remotely through a nationwide team of more than 300 finance professionals, giving growing businesses access to CFO-level experience that is expensive to hire locally.
We support engagements nationwide and in cities all around Florida, including:
- Miami
- Fort Lauderdale
- West Palm Beach
- Tampa
- St. Petersburg
- Orlando
- Jacksonville
- Naples
- Sarasota
- Fort Myers
- Tallahassee
How a TGG Engagement Works
- Discovery and fit check: A first conversation about your goals and whether this model matches what your business needs.
- Financial assessment and ROI review: A deep look at your financials, where we typically find 5 to 7 percent in profitability improvements.
- Custom scope and engagement plan: A right-sized engagement and your assigned four-person team, on a fixed fee rather than an hourly meter.
- Onboarding and partnership: Structured onboarding, then monthly reporting and recurring reviews with leadership.
The Track Record Behind Every Engagement
TGG Accounting has spent more than 20 years building finance departments for entrepreneurial companies, guiding hundreds of clients and supporting over $1 billion in M&A transactions. Founder and CEO Matt Garrett started and sold several companies before creating The TGG Way™, the reporting system and set of operating principles behind every engagement.
That experience shows up in the work rather than in credentials alone. Companies stay, with client retention above 94 percent, and the reporting standard is consistent enough that lenders, investors, and acquirers can work from it directly.
