Fractional and Outsourced CFO Services in Florida
TGG Accounting gives Florida businesses the financial leadership of a CFO without the cost of a full-time executive or the gap most fractional arrangements leave behind.
Our outsourced CFO in Florida services can provide your business with a full accounting team, including an outsourced CFO with a Controller, an Accounting Manager, and a Staff Accountant.
That structure turns financial advice into financial clarity, because the person guiding your decisions isn’t also waiting on numbers from somewhere else.
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What an Outsourced CFO in Florida Does for Businesses
An outsourced CFO in Florida is a senior financial executive who works with your company on an ongoing basis without joining your payroll. The role goes by several names, so a fractional CFO in Florida, a virtual CFO, a part-time CFO, or an interim CFO can all describe the same function with different hours attached.
The work stays consistent. A CFO builds the forecast your leadership plans against, watches cash across the months ahead, sets the KPIs the business is measured on, and is present when a hiring, financing, or acquisition decision gets made.
What decides whether that is worth the money is whether the numbers underneath are trustworthy, which is why TGG builds the accounting function under the CFO rather than layering guidance on top of it.
Why Florida Companies Choose TGG Over a Solo Fractional CFO
Most fractional CFO offers give you one experienced person for a set number of hours. That holds up until the underlying accounting falls behind, and from there the CFO spends those hours rebuilding data instead of guiding decisions.
TGG Accounting assigns every client four people who stay with the company for the length of the engagement.
- CFO: Financial strategy, risk management, and the metrics that track performance.
- Controller: Accounting operations, accurate statements with commentary, and the controls and budgets that reduce risk.
- Accounting Manager: Transaction processing and the internal controls that make up The TGG Way™.
- Staff Accountant: Day-to-day accounting that gives everything above it an accurate foundation.
Because that team is fixed rather than rotating, you get senior guidance and dependable monthly reporting from people who already know how your Florida company runs. That is the main reason companies move to TGG after trying a solo fractional arrangement.
Who Our CFO Services Fit, and Who They Do Not
TGG works primarily with entrepreneurial Florida companies between $5 million and $50 million in revenue. We also work with smaller or funded businesses that are scaling fast, since complexity and trajectory matter more than a single revenue number. Good-fit companies usually carry payroll, several revenue streams, lender or investor reporting obligations, or need to make weighty decisions that the current reporting cannot support.
TGG is not the right choice for a business that wants the lowest-cost bookkeeping, needs tax return preparation as its main service, or prefers a vendor it rarely speaks with. TGG’s outsourced CFO in Florida services aren’t a good fit for companies needing forensic accounting or formal restructuring, and it does not serve publicly traded organizations that require audited statements.
Financial Leadership Built for Florida’s Economy
Florida businesses face conditions that make financial visibility harder than in other states. Revenue in construction, hospitality, tourism, and agriculture moves with the season, so a company can look healthy on an annual statement while running short of cash in a given quarter, and insurance costs and hurricane exposure add a planning layer most states do not require.
Growth adds its own pressure, because business formation keeps pulling Florida companies into complexity faster than their accounting can keep up. What they need is a forward-looking forecast rather than a report that explains the past, and books accurate enough that the forecast is worth acting on.
Industries We Support Across Florida
TGG works with entrepreneurial companies across various industries and several Florida sectors, including:
Construction and Contracting
Job costing, work-in-progress schedules, retainage, and the cash gap between billing and collection.
Real Estate and Property Management
Entity-level reporting, distributions and consolidated visibility across multiple properties or partnerships.
Hospitality, Restaurants and Tourism
Our outsourced CFO in Florida services offer hospitality business owners seasonal cash forecasting, labor cost control, and location-level profitability for multi-unit operators.
Healthcare and Professional Services
Revenue recognition, payer or client concentration risk, and partner compensation modeling.
Logistics, Distribution, and Ecommerce
Inventory accounting, margin by channel, and working capital forecasting that keeps purchasing aligned with demand.
Technology and Funded Startups
Investor reporting, runway modeling, and board-ready financial packages.
Serving Businesses Throughout Florida
TGG Accounting serves Florida companies remotely through a nationwide team of more than 70 finance professionals, giving growing businesses access to CFO-level experience that is expensive to hire locally. We support engagements in Miami, Fort Lauderdale, West Palm Beach, Tampa, St. Petersburg, Orlando, Jacksonville, Naples, Sarasota, Fort Myers, and Tallahassee.
How a TGG Engagement Works
- Discovery and fit check: A first conversation about your goals and whether this model matches what your business needs.
- Financial assessment and ROI review: A deep look at your financials, where we typically find 5 to 7 percent in profitability improvements.
- Custom scope and engagement plan: A right-sized engagement and your assigned four-person team, on a fixed fee rather than an hourly meter.
- Onboarding and partnership: Structured onboarding, then monthly reporting and recurring reviews with leadership.
What Clients Say About Working With TGG
"We’ve been working with TGG for over the last 5+ years to help strengthen our accounting practices. Our accounting team has benefited from improved day to day processes, month-end close procedures, and overall increased financial acumen. TGG has also been able to scale with us as our business grows and I look forward to continuing to utilize them as we tackle our aggressive growth plans. I would highly recommend working with TGG as a trusted accounting partner who cares about the success of your business." "I am very grateful for TGG, our books have never looked better! They are always very responsive, positive and helpful! I appreciate that as someone who wears many hats within the company! The support they have provided to us has been a game changer! Thanks TGG :)" "My experience with TGG was A+. I work with four members of the team from account manager to CFO, and each one was professional and showed deep expertise. TGG has helped our company restructure its accounting/finance functions so that we can better achieve our aggressive growth and profit goals. I am thrilled with what TGG has done at RockStep Capital." "We signed our contract with TGG about a month ago. In a matter of three weeks, these are what they delivered - accrual based revenue process, updated our Board presentation, coaching and support! Our company is growing fast and we needed help right away. TGG gave us a schedule, weekly updates, and delivered on time. I truly believe we hit the jackpot with the TGG team we were given to work with. We have a lot more to do and we are confident that we are in good hands." "My company, Tourmaline Enterprises has been working with TGG accounting services for the past 2-3 years and we couldn‘t be happier with the work that they do. The owner Matt has spoken several times for a CEO group I am a member of. The knowledge and confidence he provided me with the often times daunting task of #’s gave me what I needed to engage with his team. The reporting is absolutely down to the granular level that as a business owner is exactly what I need to know where my business is at at all times. The team we work with has been stellar and a compliment to their team lead our CPA we have had very little if any turnover in personnel, which gives us complete confidence in the synergy between all levels of accounting involved with us. I highly recommend TGG Accounting Service and would not hesitate to engage with them!" "TGG helped persuade management at my company to prioritize monthly financial reporting. I feel like the work I do in in our accounting department is valued and appreciated a lot more thanks to TGG." "TGG came in and provided the service I had been looking for. We have been through countless accounting firms and services trying to find the right fit to help us grow. TGG goes in depth, high level, and truly seeks to understand our needs as well as our capacity as a strategic partner more than an outsourced service. They educate, evaluate, and really push us to align our finance department with our long term goals. TGG was one of the best partnership decisions we have made." "Contracting TGG to handle much of our financial department’s oversight and reporting has been one of the best business decisions of the year. They work smoothly with internal staff, produce great looking and informative reports and have helped us understand our business better. They are also cost effective- having taken the place of more expensive full time staffers who had left us. We are a multi-million dollar company using Netsuite and Salesforce for sales tracking and reporting. I am happy to answer questions about working with TGG anytime personally." "We have used TGG for years and their service only continues to improve. They are beyond excellent and I couldn’t give them a higher recommendation." "TGG is a critically important member of our team and helps keep our finances on track." "We engaged TGG early in 2021, the company was positioning itself for the next phase of growth. This phase was targeted specifically at scale and growing the customer and investor base. Within this objective was to scale all of the functions with finance being the most critical at the time. I had an colleague that made a referral to TGG as a partner to consider. From the first meeting we were impressed with the level of professionalism, personal commitment and depth of capabilities from the TGG team. The transition was smooth, and the ongoing support has been outstanding. The aspect of TGG that impresses me the most is the people. Always there when needed, always ready to go the extra step, and willing to learn the business. Thank you for all that you do." "TGG Accounting has been incredibly helpful in helping our company handle the growth that we’ve had with our company. They are very prompt, professional and puts a lot of passion into helping our team on everything related to accounting, hiring budgets, modeling and mo/mo financials. Thank you!" "It has been a pleasure building a working relationship with the TGG team. They have exceeded my expectations and I appreciate their high quality work product, diligence and communication. I highly recommend this group for your accounting needs."
Experience Behind Every Florida Engagement
TGG Accounting has spent 16 years building finance departments for entrepreneurial companies, guiding more than 500 clients and supporting over $1 billion in M&A transactions.
Founder and CEO Matt Garrett started and sold several companies before creating The TGG Way™, the reporting system and set of operating principles behind every engagement.
That experience shows up in the work rather than in credentials alone. Companies stay, with client retention above 94 percent, and the reporting standard is consistent enough that lenders, investors, and acquirers can work from it directly.
