Fractional and Outsourced CFO Services in San Diego
Get the strategic financial guidance of an outsourced CFO in San Diego, backed by a full accounting team for San Diego companies, from a firm that got its start right here.
TGG started in San Diego in 2006, and we still run an office here. That means a company across the county gets a CFO alongside a controller and a full accounting team that already understands how growth works in this market, from a first biotech raise to a defense program that pays on its own schedule.
It also means you get strategy and a working accounting function from one team on a fixed fee, rather than a forecast from one person and cleanup billed separately.
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What an Outsourced CFO in San Diego Can Do for Your Business
An outsourced CFO in San Diego does the executive finance work without joining your payroll: building the forecast, watching cash months out, setting the metrics leadership runs on, and weighing in on every raise, hire, and deal. Outsourced, virtual, part-time, interim, or fractional CFO in San Diego all describe the same job at different hours.
An outsourced CFO only adds value if leadership has trustworthy numbers, which is why TGG builds the accounting function under the CFO rather than layering advice on top of books someone else keeps.
Why a Solo CFO Isn’t Enough for San Diego Companies
Most fractional offers give you one experienced person for a block of hours, and a separate bookkeeper somewhere behind them. The gap between the two is where research-stage companies lose weeks reconciling numbers before anyone can make a call. TGG closes that gap by assigning four people, from the San Diego office and the nationwide team, who stay for the life of the engagement.
- CFO: Financial strategy, risk management, and the metrics that track performance.
- Controller: Accounting operations, accurate statements with commentary, and the controls and budgets that reduce risk.
- Accounting Manager: Transaction processing and the internal controls that make up The TGG Way™.
- Staff Accountant: Day-to-day accounting that gives everything above it an accurate foundation.
Because the same team stays in place, a San Diego company preparing for a raise or a milestone gets reporting that holds up under diligence, not a scramble to rebuild it the month before.
Who TGG Is Right For in San Diego
Our typical San Diego client is an owner-led or funded company between $5 million and $50 million in revenue, often research-stage or scaling fast, where complexity tells us more than last year’s revenue does. We look for payroll, several revenue streams, investor or grant reporting, and a decision the books cannot answer.
We also say no when the fit is wrong. Companies chasing the cheapest bookkeeping, businesses whose main need is a tax return, and owners who would rather not discuss their financials are better served elsewhere, along with forensic, turnaround, and audit-required public companies.
Financial Leadership Built for San Diego’s Economy
San Diego runs on life sciences, defense, and technology, where the money and the milestones rarely line up. A biotech burns for years before revenue, a defense program pays on a long contract cycle, and a hardware company ties up cash in development well ahead of shipping.
Talent is competitive on top of that. Biotech, defense, and tech employers across San Diego County bid up finance salaries, which prices a full-time CFO out of reach for a company doing $10 million in revenue. A fixed-fee engagement is how a growing company gets an outsourced CFO in San Diego without that hiring race.
What these companies need is a rolling forecast that shows how long the cash lasts under each scenario, plus books accurate enough to raise and report against.
Industries We Support
We work across industries nationwide, and several sectors driving San Diego’s economy align with engagements already underway.
Life Sciences, Biotech and Medical Devices
Grant and milestone tracking, research spent by program, and the long-horizon forecasting these companies depend on.
Defense, Maritime and Advanced Manufacturing
Contract and program-level reporting, cost allocation, and the documentation standards prime-contractor work requires.
Technology and Telecom
Investor-ready reporting, runway modeling, and the margin visibility hardware and software companies plan around.
Healthcare and Professional Services
Revenue recognition, payer or client concentration risk, and partner compensation modeling.
Consumer Brands, Craft Beverage and Ecommerce
Inventory accounting, margin by channel, and working capital forecasting that keeps purchasing aligned with demand.
Tourism, Hospitality and Real Estate
Seasonal cash forecasting, labor cost control, and profitability measured by location or property.
Serving San Diego and the Surrounding County
Our team of more than 300 finance professionals delivers CFO services in San Diego remotely, backed by a local office, so your team’s quality depends on fit rather than who is hireable nearby.
We work with companies nationwide, including in California and San Diego County, including:
- Downtown
- Sorrento Valley
- Torrey Pines
- UTC
- Carlsbad
- Kearny Mesa
- Chula Vista
- North County
How a TGG Engagement Works
- Discovery and fit check. A first conversation about your goals and whether this model matches what your business needs.
- Financial assessment and ROI review. A deep look at your financials, where we typically find 5 to 7 percent in profitability improvements.
- Custom scope and engagement plan. A right-sized engagement and your assigned four-person team, on a fixed fee rather than an hourly meter.
- Onboarding and partnership. Structured onboarding, then monthly reporting and recurring reviews with leadership.
The Track Record Behind Every Engagement
TGG Accounting has spent decades building finance departments for entrepreneurial companies, guiding hundreds of clients and supporting over $1 billion in M&A transactions. Founder and CEO Matt Garrett started and sold several businesses of his own before turning that experience into The TGG Way™, the reporting system and operating principles every engagement runs on.
The proof is in the work, not the credentials. Retention holds above 94 percent, and the reporting meets a standard lenders, investors, and acquirers can work from without a cleanup pass first.
















